-
- Find a Property
-
Sell
iconSell Your Property
- Agents
-
Explore
iconExplore
-
Blog & More
iconMarket Insights
Buy With Brown Harris Stevens
With over 150 years of experience, Brown Harris Stevens is your trusted real estate partner, offering expert representation and unmatched market knowledge. Our brokers excel in cooperatives, condominiums, townhouses, and houses, combining experience with energy and dedication.
Why is Working with a
Buyer's Agent Important?
brown harris stevens advantage
An Exclusive Buyer's Agent Works for You
Brown Harris Stevens has provided exceptional service and market insight since 1873, ensuring you have the best resources for your home-buying journey. Our expert agents offer guidance with professionalism and discretion, helping you navigate this important investment with confidence. As active members of the community and the Real Estate Board of New York, they live and work in one of the most sought-after locations—New York City.
FIND AN AGENT
Our highly trained & seasoned real estate professionals are locally connected and socially engaged.
Our Commitment
Integrity
BHS upholds honesty and transparency, always acting in your best interests with accurate information and trustworthy advice
Communication
BHS keeps you informed, responds promptly, and ensures clarity throughout your real estate journey.
Expertise
BHS stays updated on market trends and regulations, guiding you with industry knowledge and leveraging the unmatched resources of a firm with 150+ years of experience.
Diligence
BHS dedicates time and energy to finding the best property for you and ensuring a seamless transaction.
Your Satisfaction
Your needs come first. BHS listens, personalizes services, and strives to exceed expectations with exceptional service and attention to detail.
Why Buy?
There are many reasons to consider homeownership over renting.
Property Appreciation
NYC property values generally rise over time, letting your money work for you.
Tax Write-Offs
Homeowners can deduct mortgage interest (up to $750,000 of loan value) and real estate taxes. Consult an accountant for eligibility.
Build Equity
As your property appreciates, you build equity, which can be used for future investments or savings.
Capital Improvements
Investing in your home increases its value, unlike renting.
Capital Gains: Primary Residence Exclusion
Live in your home for 2+ years, and you can exclude up to $250,000 in capital gains tax ($500,000 for couples).
1031 Exchange
Sell an investment property and reinvest in a like-kind property to defer taxes on capital gains.
Types of Ownership
Regional Guidance on Ownership
Brown Harris Stevens specializes in NYC and South Florida real estate, offering expert guidance on co-ops, condos, townhouses, and waterfront estates. Whether navigating NYC’s unique ownership structures or securing a Miami retreat, we provide unmatched market insight and service.
Home buying process
Step-By-Step
Brown Harris Stevens specializes in NYC and South Florida real estate, offering expert guidance on co-ops, condos, townhouses, and waterfront estates. Whether navigating NYC's unique ownership structures or securing a Miami retreat, we provide unmatched market insight and service.
Step 1
Create A Wish List
Discuss your must-haves and nice-to-haves—price range, size, location, and amenities—with your Brown Harris Stevens Agent. The more flexible you are, the more options you'll have.
Step 2
Choose Your Team
Work with a trusted Real Estate Agent, NYC-based Real Estate Attorney, and Mortgage Broker or Banker. A knowledgeable team is essential for navigating the city's complex real estate landscape.
Step 3
Set Your Budget
Meet with a financial expert to determine your budget and financing options. Be transparent with your agent about your finances so they can guide your search effectively.
Step 4
Start the Search
Your agent will access all REBNY listings and others on your behalf. Review potential properties before touring. One agent is all you need—everyone has access to the same listings.
Step 5
Make an Offer
When you find the right place, your agent will help submit an offer including price, preferred closing date, and buyer qualifications such as income, assets, and employment
Step 6
Sign the Contract
Once accepted, the seller's attorney sends a contract to your attorney. Your attorney will review building documents. In New York, A 10% deposit is due at signing, and nothing is final until both parties sign.
Step 7
Apply for Mortgage & Board Approval
After signing, begin your mortgage application and submit financial documents promptly. Your agent will also help you complete the condo/co-op board package and prepare for interviews.
Step 8
Final Walkthrough & Closing
Before closing, inspect the property with your agent. Bring certified funds, ID, and a checkbook to closing. Your attorney will guide you through the final steps.
Find an Agent Who Understands Your Goals.
Brown Harris Stevens agents are here to assist with all your buying, renting, and selling needs. Begin your real estate journey with a trusted expert by your side.
Buyers Guide
Buyer's Final Walk Through Checklist
The final walk through ensures the home is in the same condition as when you signed the contract (minus normal wear and tear) and confirms any punch list / inspection issues that were agreed upon have been addressed.
DOWNLOAD CHECKLIST